Residential Segregation | Racial Wealth Gap

Residential Segregation | Racial Wealth Gap

While it’s not surprising to know that many racial groups remain segregated in American society, the segregation of black people stands out even when it comes to owning properties.

In this episode, Romany Malco shares 8 Housing Segregation Laws that restricted black home ownership and high-value investments, thus contributing to the wealth gap in America.

These laws might have meant well but they actually encouraged housing inequality and racial inequality in America.

A home loan in America is not as accessible as it should be especially for black people because they were either limited or have ridiculously high interest rates.

This video will help you understand the reality of race and real estate in the so-called “Land of Opportunity”

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ARTICLES & CASE STUDIES REFERENCED:
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https://aapf.org/housing-discrimination/ (Fair Housing Act)

https://www.npr.org/2017/05/03/526655831/a-forgotten-history-of-how-the-u-s-government-segregated-america (Redlining)

https://www.lovemoney.com/galleries/amp/77379/from-rockefellers-to-rothschilds-how-five-oldmoney-dynasties-live-today (Rockfeller)

https://www.fdrlibrary.org/housing (Frank Roosevelt quotes)

https://www.investopedia.com/articles/insights/052416/top-10-wealthiest-families-world.asp (Walmart)

https://www.blackpast.org/african-american-history/redlining-1937/ (Relining and HOLC)

https://en.m.wikipedia.org/wiki/Housing_segregation_in_the_United_States (All the laws)

https://www.americanprogress.org/issues/economy/reports/2019/07/15/469838/racial-disparities-home-appreciation/ (Facebook investigation, Urban Institute Study)

https://www.epi.org/blog/housing-discrimination-underpins-the-staggering-wealth-gap-between-blacks-and-whites/ (12x stats)

https://www.americanprogress.org/issues/race/reports/2016/12/15/294374/the-united-states-history-of-segregated-housing-continues-to-limit-affordable-housing/ (Pushing African Americans into ghettos)

https://www.americanbar.org/groups/crsj/publications/human_rights_magazine_home/human_rights_vol36_2009/fall2009/residential_segregation_after_the_fair_housing_act/ (conclusion/takeaways)

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